Most firms describe their products in a way designed to make all of them sound appealing. That is not useful when you are about to spend money, so this post does the opposite: it tells you who each product suits and, where relevant, who should stay away from it.
If you want the raw numbers instead of the commentary, they are all on Trading Objectives.
TART WITH ONE QUESTION: DOES YOUR DRAWDOWN MOVE
This single distinction matters more than the target, the price or the platform.
A static drawdown is set from your starting balance and never moves. On a $100,000 account with a 6% drawdown your floor is $94,000 – and it is still $94,000 at $130,000. Every dollar you make widens the gap between you and failure.
A trailing drawdown follows your equity upward. Make money and the floor rises behind you. Give back more than the drawdown from your peak and the account is gone, however profitable you were on the way up.
If you run an account up and then have a bad week, static will save you and trailing will not. Only One Step and Two Step are static. Everything else trails.
FX & CFDS – ONE STEP AND TWO STEP
Suits: traders who want room to breathe and no clock.
No time limit, no minimum trading days, a static drawdown, up to $400,000. One Step asks 10% against a 6% drawdown. Two Step splits the target – 8% then 5% – and gives you 7% of drawdown to work with.
Choose One Step if you are confident and want fewer stages. Choose Two Step if the extra 1% of drawdown is worth an additional phase. For most traders it is.
Avoid if: you need to be trading every day to feel like you are progressing. Nothing here forces you forward, which is a strength for a patient trader and a trap for an impatient one.
CRYPTO
Suits: traders whose best setups happen at the weekend.
Same rules, same platforms, same static drawdown. The difference is that crypto is the only instrument class here that trades through the weekend – Saturday and Sunday are two more sessions rather than dead time.
Avoid if: you are treating weekend liquidity as equivalent to weekday liquidity. It is thinner, moves are sharper, and the daily loss limit resets at 5:00 PM New York on Saturday and Sunday exactly as it does midweek.
EQUITIES
Suits: intraday stock traders who have been burned by overnight gaps.
Around a hundred US large caps, everything flat by 15:55 EST. No overnight risk, no gap risk, no earnings release hitting a position while you sleep. Three genuinely profitable days at 0.50% or better are required, so the shortest route through is measured in days.
Avoid if: you need room. A 3% trailing maximum drawdown is the tightest band we offer. That is the trade for removing overnight exposure, and it is not a good trade for everyone.
FUTURES – ONE STEP ASSESSMENT
Suits: experienced futures traders who want a conventional route and can work to a deadline.
A 6% growth target, 30 days, and no daily loss limit at all – the maximum drawdown is the only loss rule. A 33.33% consistency requirement applies in both phases.
Avoid if: you have not internalised that there is no daily circuit breaker. On products with a daily loss limit a bad day stops you out and you return tomorrow. On this one a bad day can end the account outright.
Note also that the drawdown percentage tightens as accounts get larger – 6% at $25,000, 3% at $150,000. The bigger plan is not proportionally more forgiving.
FUTURES – FUNDED FUTURES PLAN
Suits: traders who want money reaching them early rather than only at the end.
Four phases, a 9% target and 60 days each, and a fixed cash payout at the end of every phase. On a $150,000 plan that is $3,000, $4,500, $4,500 and $9,000 – $21,000 across the four phases before you ever reach a Live Funded account. The payout is the gate: you cannot advance until you have requested and received it.
Avoid if: you want a large live account quickly. Live Funded is deliberately small – $3,000 to $18,000 – at a 90% split, with platform and data fees becoming yours. The value here is the phased payouts, not the final account size.
INSTANT FUNDING
Suits: traders who do not want to pay for an assessment they are confident they would pass.
Funded from the start. No profit target, no assessment phase, no time limit. A 5% daily loss limit and an 8% trailing drawdown. Withdrawals every 30 days.
Instant Funding Lite is the same idea at lower cost with tighter parameters – 3% daily, 5% trailing, a 25% consistency requirement and a 3% non-withdrawable buffer before the first payout, then withdrawals every 14 days.
Avoid if: your KYC is not straightforward. Instant Funding lets you trade before completing it, but a failed KYC at the point of withdrawal rejects the withdrawal, forfeits the gains and closes the account. Complete it before you need it.
Note the $190,000 maximum active allocation per person – one of each plan size.
PREDICTION MARKETS
Suits: people who read the news closely and are not primarily chart traders.
Yes/No contracts on real-world events, priced through Polymarket, settling at $1 or $0. A 10% target, a 6% trailing drawdown, 30 days, and payouts every 7 days – the fastest cycle we run – at a 2% minimum.
The defining rule is a 0.5% cap on profit from any single event. On a $100,000 account that is $500. You cannot build a pass out of one correct call; you need many.
Avoid if: you were hoping to hedge or short. There is no leverage and no short selling – you buy the opposite side instead. The profit split is also lower at 75%, though a 90% add-on is available.
THE SHORT VERSION
| If you want… | Look at |
|---|---|
| No clock and a drawdown that does not chase you | One Step or Two Step |
| To trade at the weekend | Crypto |
| No overnight risk | Equities |
| Money arriving early and repeatedly | Funded Futures Plan |
| To skip the assessment entirely | Instant Funding |
| The fastest payout cycle | Prediction Markets |
| The largest account size | One Step or Two Step at $400,000 |